There are several bloggers I read who are within a year retirement. I can feel their eagerness to be done with work as I read their posts.
I need an exit plan too.
My work is exhausting. I'm sick of working nearly 60 hours a week. I'm sick of not being able to disconnect. I'm sick of having my vacations cancelled. I'm sick of some of the people I work with.
I've just had some work events happen that pushed me over the edge. I often think about quitting. But that would be stupid. The best thing for me to do is hang in there. Another two or three years. Even if I get fired and collect a severance that is better than quitting. I need to think rationally.
I'm within a decade of turning 65. But I'll never make it that long. I need to check out around age 60.
I'm thinking about a downshift plan. A less demanding job that would allow for mostly remote work. I want to be able to work remotely from anywhere. I would spend at least four months of the year traveling.
Why not just retire at 60? I'd be bored. I need something to do. But I want it to be just the normal eight hours per day. I don't want to think about it when my eight hours is up. I don't need to make a huge amount of money, but I do need medical insurance.
I think of family who retired in their early 60's to Arizona and Florida. They watched tv and drank Manhattans all day. Occasionally going out for a game of shuffleboard or buffet at the VFW. I don't want that.
The downshift plan. That's what I'm calling it. Now I need to figure out what will I do? What job could I prepare for that will tick my boxes?
Perhaps a contract or a part-time position?
ReplyDeleteBut I need medical insurance
DeleteWhy not just plan $800/mth for medical insurance n not worry about working a job that you don’t like or tired of. I hate to say this, but If you cant afford medical insurance, you should not retire. One surgery can wipe out $50-100k of your savings. Contract work day usually pays 20-30% more than salary wages so you can afford your own medical.... the other option is to marry a younger guy with a stable n good job so you can get on his medical insurance.... 😀🤣 cheers, David
ReplyDeleteI am facing the same dilemma. I think we are of the same age range and working towards winding down… need to hang on for another couple of years! Best wishes R!
ReplyDelete